Which provision allows the insurer to check the health status of the insured?

The physical examination and autopsy provision enables the insurer to investigate the health status of the insured. This provision allows the insurer to require an examination of the insured by a medical professional if the insurer needs to assess the health condition related to a claim. Such evaluations can help the insurer determine the legitimacy of claims made, as they provide critical information directly from a medical examination.

Additionally, this provision is crucial for the insurer since it allows for a comprehensive understanding of any pre-existing conditions or the current health of the insured that could impact the claims process. Autopsy clauses also come into play for claims involving deceased individuals, giving the insurer the capacity to ascertain the cause of death and its connection to the policy. Overall, this provision serves as a mechanism for insurers to ensure that they have accurate and necessary health information regarding the insured while managing the risks associated with health insurance policies.