Which of the following activities is the Delaware Life and Health Insurance Guaranty Association not allowed to perform?

The Delaware Life and Health Insurance Guaranty Association is designed to protect policyholders by providing coverage for claims in the event that a member insurance company becomes insolvent. This means they step in to pay claims and protect the interests of consumers when an insurer cannot fulfill its obligations.

Issuing insurance policies is not within the scope of the Guaranty Association's functions. Rather, the Association operates primarily to protect consumers and maintain confidence in the financial stability of insurance providers. They do not create or sell insurance policies directly; that responsibility lies solely with licensed insurance companies.

In contrast, providing consumer education is part of their role to inform policyholders about coverage and benefits, while regulating member insurance companies ensures that these companies maintain solvency and adhere to financial standards. Paying claims for insolvent insurers is a core function of the Guaranty Association, as it ensures that policyholders can still receive benefits even if their insurer goes bankrupt.