What is the purpose of the claims form provision?

The claims form provision is designed to streamline the process for policyholders to file claims and ensures that insurers fulfill their obligation to provide the necessary documentation for this process. Specifically, it mandates that insurers must deliver claim forms to policyholders within a specified time frame, typically 15 days. This requirement helps to facilitate timely communication and ensures that claimants have access to the forms they need to initiate their claims without undue delay.

The purpose of this provision is to enhance the claims experience for insured individuals and to support the efficient handling of claims, ensuring that policyholders are not left in limbo regarding their coverage and the potential reimbursement for covered losses. By mandating the provision of claim forms, the provision aims to promote fair processing and adherence to regulatory standards in insurance practices.