What does Medicare Part A primarily cover?

Medicare Part A is primarily known for covering hospital insurance, which includes inpatient stays in hospitals, skilled nursing facilities, hospice care, and some home health care. This coverage is essential for individuals who may need to seek medical attention that requires hospitalization, providing a safety net for the costs associated with such care.

The focus of Part A is on inpatient services, contrasting with the other options provided. For instance, outpatient medical expenses and preventive services fall under different parts of Medicare, specifically Part B, which handles outpatient care, doctor visits, and preventive services. Similarly, prescription drug costs are managed under Part D of Medicare, which is designated specifically for medication coverage.

Understanding the structure of Medicare and the specific roles of each part helps beneficiaries navigate their health insurance options effectively while ensuring they leverage the benefits available to them.