What does "dual eligibility" refer to in health insurance?

"Dual eligibility" specifically refers to individuals who qualify for both Medicare and Medicaid benefits. This designation is significant because it allows those individuals to receive a broader range of healthcare services and supports due to the combined resources and coverage provided by both governmental programs. Medicare primarily serves seniors and certain younger individuals with disabilities, while Medicaid assists low-income individuals and families, often covering costs that Medicare does not. This overlap expands access to critical healthcare for those who may have limited means and complex health needs.

While other options might address different aspects of health insurance, they do not accurately capture the essence of dual eligibility as defined within the context of Medicare and Medicaid.