What can be an outcome of primary versus secondary payer coordination?

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The outcome of coordination between primary and secondary payers is primarily aimed at ensuring that insured individuals receive benefits effectively while avoiding the issue of duplicate payments for the same service. In a healthcare context, when a patient has multiple insurance policies, one insurance provider is designated as the primary payer, which is responsible for processing the claim first. The secondary payer then covers additional costs, if applicable.

By having a structured coordination process, insurers can clearly delineate what each policy covers, thereby preventing payment overlaps that would occur if both payers attempted to reimburse a provider for the same medical expense. This coordination minimizes the administrative burden on both the healthcare provider and the patient, ensuring that billing processes are streamlined.

While other outcomes, such as improved communication between insurers and quicker resolution of claims disputes, may indirectly result from effective payer coordination, the primary goal that directly addresses the question is the reduction of duplicate payments. This not only is beneficial for the insurers but also protects the interests of the insured individual by ensuring they are not left with unmatched medical bills due to overlapping coverage.

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